Pension Calculation with Commutation & Without Commutation

with commutatiom

I gave an example for the pensioner before who took commutation and get the pension at last like below

for senior most employee


According to                           9th B.P.S                     10th B.P.S         if increase it was 15%
                                                Nov 2012                        Nov. 2012       Nov. 2012
                                                                                                                   imcrease
Basic Pay                                       24900                        40710
Total Pay for pemsion                    28110                       45960               51770
total pay for pension                      14055                       22080               25885
1/3 commutation                              4685                        7660                 8628
2/3 remaining                                   9370                       15320               17257
DA (76.5%)/10.9%                         10752                       2504                  2821
Total Per.Month Pension               20122                        17824               20078       - 2254 loss
                             
With DA of May 2015                  24028                        23064                25980      - 2916 (loss)
(110.10%)/33.70%

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without commutation


Now take an example of a pensioner without commutation ..total increase is only 2.72% only
for senior most employee

According to                           9th B.P.S                     10th B.P.S         if increase 15%
                                                Nov 2012                        Nov. 2012       Nov. 2012
                                                                                                                   imcrease
Basic Pay                                        24900                       40710
Total Pay for pemsion                   28110                       45960               51770
total pay for pension                      14055                      22080               25885
DA (76.5%)/10.9%                        10752                       2504                  2821 
Total Per.Month Pension             24807                       25484               28706         -3222 (loss)    
Nov 2012

With DA of May 2015                  29613                        30724               34608       -3884(loss)(110.10%)/33.70%


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source bank kumar